House Logic Inspires Smarter Choices

Good questions to ask before hiring a contractor.

Will you itemize your bid so it’s clear what you’re charging for each

Aspect of the job? Is the bid an estimate or fixed Price? Who is your main suppliers?

When to make an insurance claim and when to skip it.

Generally, it makes sense to file an insurance claim for damages that exceeds your deductible. But there are exceptions: If you report significant water damage up to $10,000 some insures will notify you they’re canceling your policy at renewal time because of mold concerns.

Signs of energy leaks. Check for drafts around windows, doors,electrical Outlets, and range hoods by holding a lit candle or stick of incense near them. Look for stains insulation, which may indicate a nearby air leak from a leak from duct hole or crack in the exterior wall.

How to plant trees in right spot. Planting a deciduous tree on the west side of a house provides cooling shade in the summer. In the winter, after it loses its leaves, the same tree lets in sunlight that cut heating and lighting bills.

Right tools and methods for bathroom cleaning. Unleashing a chemical onslaught isn’t necessary. A pumice stone and rubber gloves are sufficient for removing mineral deposits in bathroom. For additional scouring power, mix baking soda with vinegar.

How to start a neighborhood letter-writing campaign. When you’re seeking action from local public officials about your desire for speed bumps or a new library branch in your neighborhood, contacting the right people can be very important. Avoid letters: personalize the letter or e-mail. Explain why you care about the issue.